Can I File a Claim If I Have Been in a Car Accident by Myself?

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Is it up to you to pay for all that goes wrong after a single-car collision, including medical care, lost wages, and car repairs? What about situations when you could be entitled to compensation from a third party? Other people may be financially responsible for your accident, depending on the circumstances.

Discuss your case with a car accident lawyer Wyoming.

The Most Frequent Roots of Accidents Involving Only One Automobile

The National Highway Traffic Safety Administration (NHTSA) conducted research to determine what factors lead to the majority of single-vehicle accidents.

  • Insomniac or sleepy driving
  • Drinking and driving
  • Routes with a lot of turns
  • Speeding
  • Very bad weather
  • Novice motorists
  • Dangers on the road

Is it possible to file a claim for financial damages after a car accident in which no other vehicles were involved?

In some cases, it may be possible to file a claim for damages following a crash involving a single car. It is possible to seek financial restitution from the party responsible for an accident that was not your fault.

Instances of single-vehicle incidents where other parties might be held responsible include:

  • An uninvolved driver – An uninvolved motorist may be to blame for an accident even though their car did not cause the incident. For instance, if another motorist suddenly swerves into your lane without warning, sending your car careening off the road and into a tree, the other motorist may be held responsible for your damages. 
  • Manufacturer of components – A driver could lose control of their vehicle and cause an accident if a faulty component fails while they are on the road. The component maker might be held responsible in this scenario. 
  • A government department – If an accident happens because a government agency was supposed to maintain the road but failed to do so because of potholes or another hazard, that government agency could be held liable.

When a single-vehicle accident occurs, can passengers sue the driver for damages?

If you were a passenger in a singlecar accident and had injuries, you may be able to file a claim for damages against the negligent driver. Your losses may be compensated by the driver’s motor insurance policy’s liability coverage. The medical payments coverage (MedPay) the driver carries may also pay for related medical expenses. You may be able to collect uninsured/underinsured motorist (UM/UIM) benefits from your auto policy if the other driver had either no insurance at all or insufficient insurance to cover your damages.

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